SIPC (Securities Investor Protection Corporation) Insurance

The eToro trading platform (the “Platform”) is operated by each of the following U.S. entities: (1)
eToro USA LLC, a Financial Crimes Enforcement Network (“FinCEN”) registered and state licensed
money services business; (2) eToro NY LLC (together with eToro USA LLC, the “MSB”), a FinCEN
registered and state licensed money services business; and (3) eToro USA Securities Inc., (“Broker”),
a United States (“U.S.”) Securities and Exchange Commission (“SEC”) registered broker-dealer and
member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor
Protection Corporation (“SIPC”) that provides stock brokerage services to self-directed investors
(collectively, “eToro” and each, an “eToro Entity”).

In order to access the Platform and open an account with an individual eToro Entity, Customer must
open an account with all of the eToro Entities (each, an “Account”). You understand and acknowledge that your funds are treated differently and subject to separate regulatory regimes depending on whether or not such funds are held in your Account at the MSB or at the Broker.

Specifically, Broker is a member of SIPC, which protects securities customers of its members up to
$500,000 (including $250,000 for claims for cash). You may obtain information about SIPC, including the
SIPC brochure, by contacting SIPC at [phone] or visiting www.sipc.org.

The MSB maintains Accounts at a bank which is a member of the Federal Deposit Insurance Corporation
(“FDIC”). Holdings in your MSB Account are insured up to $250,000 per depositor against the failure of
the FDIC member bank. FDIC insurance does not protect against the failure of the MSB or malfeasance by
any MSB employee. MSB and the bank at which your Accounts are held are not members of FINRA or
SIPC and therefore funds held in your MSB Account are not protected by SIPC. You understand and
acknowledge that when accessing the Platform and engaging in various types of activity, including, without limitation, buying and selling securities, that your funds will move from your MSB Account to your Account at the Broker and vice versa, as detailed in the relevant Customer Agreement.